Insurance

Life Insurance: Term Insurance Plan is the extra security that gives inclusion at a fixed pace of instalments for a restricted timeframe, the important term. It offers security to people at affordable rates. The Term Insurance Plans promises considerable benefits if the policyholder dies during the tenure of the plan. The Term plans are favoured by people even though there is usually no maturity benefit because it enables people to buy a high amount of coverage levels at a very low term rate. You can buy the Term life insurance policy online and offline.

Endowment plan/ Traditional plan/ saving plans:Endowment Plan/ Traditional Plan/ Saving Plans Policy is essentially a life insurance policy which, apart from covering the life of the insured, helps the policyholder save regularly over a specific period of time so that he/she is able to get a saved lump sum amount after a specific term or on death to his Nominee/Legal hires.

TULIP (Unit Linked Insurance Plan): Unit Linked Insurance Plans (ULIPs) are a category of goal-based financial solutions. Here,it offers dual benefits of protection and Investment. The Unit-linked Insurance Plan is linked to the capital market and offers you the flexibility to invest your units in equity or debt funds depending upon yourrisk appetite. So with ULIPs Plan, You can get Long Term Capital gains and the Best Protective Cover too.

Whole life Insurance: Whole life insurance (sometimes called cash value insurance) is the policy that is ensured to stay in power for the Insuredwhole lifetime, gave required premiums are paid, or to the maturity date.

Health Insurance

Mediclaim: MediclaimPolicy is a Health Insurance Policy that is designed to take care of one's healthcare expenses up to the sum assured, in case the person faces any sort of medical emergency, be it an illness or an accident that has led to hospitalization. In this plan it gives coverage for expenses, incurred by a person during a medical emergency, including domiciliary care and hospitalization expenses due to illness, surgery or accident.

Group health Insurance: Group Insurance health plans is designed for the organizations that care for their employees and give them the best perk by providing a Health Coverage. By taking this plan employer can give best protection as medical coverage to company employees or members of an organization.

Accidental Insurance: Accident Insurance is designed to help you pay for out-of-pocket medical and non-medical costs from an accident or injury. The Accident insurance plan provides lump-sum cash benefits that are paid directly to the person, and not the doctors and hospitals, on an indemnity basis.

General Insurance

Motor/ vehicle insurance:Motor/ Vehicle insurance are already a mandatory process for all the vehicles that are plying on the road. It gives a complete protection against physical damage or loss from natural and man-made calamities. Vehicle insurance is the most important document for all the vehicle owners/drivers.

Fire insurance:The Fire insurance which is a property insurance that covers damage and losses caused by fire. The purchase of fire insurance in addition to homeowners or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the property insurance policy.

Travel insurance: Travel Insurance, that covers the costs and losses associated with travelling. It is useful protection for those travelling domestically or abroad. Here, It covers medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

Indemnity insurance: Indemnity Insurance is for any loss occurred. Indemnity Insurance is based on a mutual contract between insured (one who is purchasing this policy) and other insurer. And here, itpromises the insured to compensate for the loss against payment of premiums. It provides you coverage for legal costs and expenses incurred in your defence, as well as any damages or costs that may be awarded, if you're alleged to have provided inadequate advice, services or designs that cause your client to lose money.